Online/PIN Based Debit Cards
- Created to replace checks and cash
- PIN Number Required
- Similar to a credit card, but ride over regional ATM debit card networks and provides the ability to connect to the live balance of the account holder
Offline Debit/Signature Debit
- Transactions via a Visa Check Card or MasterMoney Card that is processed as a dual message through the traditional credit card process
- A Signature is required instead of a PIN
- Debits directly from Cardholders checking account with the issuing bank
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